<html> <head> <title>401(k) Express E-mail</title> </head> <body> <table border="1" cellpadding="5" cellspacing="0" style="border-collapse: collapse" bordercolor="111111" width="640"> <tr> <td width="100%" colspan="2"><img border="0" src="../graphics/pr_expressheader.jpg" width="640" height="70"></td> </tr> <tr> <td width="32%"><font face="Arial Black">Online Links:</font><br> <font face="Arial" size="2"> <a target="_blank" href="https://www.slavic.net/reliusweb/default.aspx">Manage Your Account</a></font><br> <font face="Arial" size="2"> <a target="_blank" href="http://www.planright.com/participants.html">Investor Education</a></font><br> <font face="Arial" size="2"> <a target="_blank" href="http://www.planright.com/401kExpress/PlanRight_e401k.cfm">401(k) Express</a></font><br> &nbsp;</td> <td width="68%">&nbsp;</td> </tr> <tr> <td width="100%" colspan="2"><font face="Verdana, Arial" size="2"> <!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML> <HEAD> <META http-equiv=Content-Type content="text/html; charset=unicode"> <META content="MSHTML 6.00.2800.1458" name=GENERATOR> </HEAD> <BODY> <P>Stocks are headed higher this afternoon. Presently, the Dow is up 20 points to 10,194 and the NASDAQ is up 9 points to 1862.<BR> &nbsp;<BR> On the economic front, it was reported today that the U.S. economy slowed in the second quarter of the year, growing at a 2.8 percent annual rate. The government revised its earlier estimate of 3 percent annual growth in real gross domestic product to reflect more complete data on the economy's performance from April through June. Also, the University of Michigan consumer sentiment index for August fell less than forecast. The index fell to 95.9 in late August from 96.7 in July and 94.0 in early August. Economists were expecting the index to drop to 93.8.</P> <P>Remember why you are participating in a 401k plan? In the words of Alan Greenspan this morning: "The aging of the population in the U.S. presents tough choices to Congress and the executive branch, and any delay in addressing the issue will only make adjustments abrupt and painful. As a nation, we owe it to our retirees to promise only the benefits that can be delivered. I fear we have promised more than we can deliver."</P> <P>Have a good weekend.</P> </BODY> </HTML> <P></font> </td> </tr> <tr> <td width="100%" colspan="2"><p><font face="Verdana, Arial" size="3">Millard Filmore, your 401(k) balance is $86,328.09 as of Thursday, October 14, 2004.</font></p></td> </tr> <tr> <td width="100%" colspan="2"><font face="Verdana, Arial" size="2">To unsubscribe or change your subscription options please go to:<a target="_blank" href="http://www.planright.com/401kExpress/planright_e401k.cfm">401(K) Express</a></font></td> </tr> <tr> <td width="100%" colspan="2"><cite><font face="Verdana, Arial" size="1">Balance may include outstanding loan balance if applicable. Balance may not include pending trades. Exchange orders will be placed by Slavic within seven business days of receipt. The fund companies may take up to three additional business days to settle the trade. Your account may not reflect the re-allocation for up to ten days. Any allocation errors not reported to Slavic within 14 days of the mailing of your quarterly statement will not be indemnified for losses incurred.</font></font></cite></td> </tr> </table> </body> </html>